We use MRI (our first product) as the example below to show where the gap is.
MRI is the wedge. Every intervention type runs on the same rail.
Someone still has to find a provider, get consent, and book it: by phone and email, while full benefits keep paying out.
Imaging shows it clearest: the gap above, paid in benefits every day it stays open.
Select a province, adjust the monthly benefit. All figures are modeled estimates: the portal calculates them for your actual claim before any booking.
disability benefits paid in Canada annually
of LTD claims: musculoskeletal, imaging priority
national median public MRI wait time
modeled return on 1inQ spend per claim
Physician-requisitioned, appointment-confirmed, ROI shown before any commitment.
Postal code, assessment type, benefit, and public wait date. Modeled net return shown instantly, before anything is committed.
1inQ handles the requisition and sends the claimant a quick appointment confirmation. Nothing books without both.
Near the claimant, ranked by net return, never by what clinics pay us. Confirmed within 24 hours.
Reports go to the treating physician and your claim file: downloadable now, auto-routed once integration goes live.
Compliant in every province, so nothing slows the diagnosis down
Covers STD and LTD claims nationwide · not applicable to WSIB or auto insurance
Private diagnostic imaging, Ontario and Québec, in ~7 days instead of a ~78-day public wait. Orchestration, ROI engine, audit trail: live with the anchor pilot.
IMEs and FCEs on the same rail, no requisition dependency. Plus API connections to claims platforms, so results land in your file automatically.
Specialist opinions and expedited surgery (the largest avoidable-benefit category) through established surgical networks, so treatment starts sooner.
Physio, OT, chiro, and rehab: every step linked, from first request to the claimant back at work.
Every province has different rules on what's payable. 1inQ resolves that automatically in the background. Your team never has to slow a claim down to check, it's handled before the appointment is booked.
General guidance only, not legal advice.
All claimant data is hosted and processed in Canada.
Encryption in transit and at rest, MFA, role-based access, and a full audit log of every record access.
Privacy program built around federal and Québec privacy law, with the claimant confirming the specific clinic and time before every booking is finalized.
Security documentation and independent testing results available to carrier due-diligence teams on request.